Insurance is something that can save drivers a few good dollars a year, but it can also go through its fair share of ups and downs. It is a good idea to know the difference between the facts and the made up stories to keep premiums low.

Speeding may get you there quicker, but you are going to pay. Not all speeding tickets raise insurance rates, but it can and does happen. It is the type of ticket that you receive and the driving record that makes all the difference to car insurance companies.

Speeding that is 49 miles per hour or less over the speed limit can cause your rates to increase, but only minimally. Continue reading →