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| As a person living and working in a foreign country, you can’t afford to take risks with your health. But then you don’t want to overpay for health insurance either. |
ADAPT Gives You
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Comprehensive Medical & Dental coverage |
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Admissible claims paid quickly, without deductibles or co-payments |
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Free Worldwide Travel Insurance |
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Access to Assistance & Support 24/7 |
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Affordable Premium Rates |
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Annual Cash-back Savings Rebates of up to $500, plus 5% interest |
Celebrating 5 Years of Savings
ADAPT Expatriate Assurance was established in 2002 with the aim of providing health- and cost-conscious expatriates with full and complete coverage when they need it, and Cash-back Savings Rebates when they don’t.
ADAPT has achieved spectacular success, collectively saving expatriates several million dollars over the past five years. These savings were achieved through a combination of Cash-back Savings Rebates and lower premium costs.
While the 5-year customers of every competing health insurance scheme are sitting on five years of receipts for annual premiums that have skyrocketed by as much as 80%, the typical 5-year ADAPT customer is sitting a pile of cash; $2500 plus interest.
Cash-back Savings
How the System Works:
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Make no claims, and you will receive the full $500 rebate, plus interest, for total Cash-back of $525. |
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Make, for example, $100 in claims, & you’ll still get $400 Cash-back. |
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If your claims exceed $500, there will be no rebate, but your eligible claims will have been paid in full. |
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Affordable Rates For People of All Occupations
Our international health care plans are priced affordably. Whether you are a stock broker, teacher or company president, the risk of accident or illness is similar for people in the same age bracket living in the same country, so everyone gets the same affordable rates. |
More Savings for Families
Families can multiply their savings because the Medical Savings Account and potential Cash-back Savings Rebate is increased according to the number of family members. And the premium rates are much lower than competitor's so-called discounted family rates.
Free Travel Insurance
As an ADAPT customer, you’re provided with 90 days per year of free overseas travel insurance, which covers healthcare costs as well as lost luggage, missed departures and other travel benefits, subject to you informing us of your travel dates and destinations prior to departure.
First Dollar Coverage
When you make an eligible claim with your ADAPT Health Plan, you’re paid in full from the first dollar of expense. There are no deductibles or co-payments to be paid by you.
No Penalties for Installment Payments
Choose the payment plan that suits your needs--annual, semi-annual, quarterly, or monthly payments, in any major currency, with NO extra charges. Most competitors will charge you penalties of 5% to 10%.
Rates
Only US$99 per month for people under age 41. Make no claims, and your net cost after your annual Cash-back Savings Rebate will go down to $55 per month. Rates may vary depending on your country of residence. Contact your Representative for more details and rates for other ages. |
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